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Get Your Second Mortgage Rate Quote

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What are the Benefits of a Second Mortgage?

  • Access Your Equity and Keep Your Current Mortgage Interest Rate

    Because there could be more equity in your home than ever before, it’s a great time to take advantage of that passive equity and make it work for your current needs. With Second Mortgage, borrowers take a second loan that will have its own interest rate. This means you get to keep your great rate on your first mortgage!

  • Increasing Your Cash Flow

    With inflation on the rise, it’s more important than ever to create a steady and reliable cash flow. A Second Mortgage can help borrowers keep money in their pockets, pay off their debts, and be prepared for their landmark life moments!

  • Paying Down High Interest Debts

    Second Mortgage have better interest rates than traditional credit cards. Lower interest rates can help you reduce interest payments overtime and relieve stressful credit card payments

“Although the process of document procurement can be tedious, the team at Newfi were always helpful and patient with us. Great experience.”
– Jeff C. 
Hammond, LA

Why Use a Second Mortgage? 

Borrowers typically take out a Second Mortgage in order to access a set amount of funds from their home equity and pay for things like:
  • Home Improvement Projects, like Renovations
  • High-Interest Credit Card Debt
  • School or College Tuitions 

Our Second Mortgage Process

Submit the form at the top of the page to get in contact with one of our Senior Loan Advisors

One of our Senior Loan Officers will reach out to you to discuss your unique situation and help you decide if this is the right option for you

Get access to your homes equity in as little as 28 days!

Frequently Asked Questions

What is a Second Mortgage? 

A Second Mortgage is a loan borrowers take out to get access to their home’s equity. Second Mortgages are independent of a borrowers first mortgage. They are a second lien on your home, with its own interest rate and terms. Unlike a Home Equity Line of Credit (HELOC), Second Mortgages are paid out in one disbursement. 

What are Second Mortgage Rates? 

Current Second Mortgage rates starting in the 8’s! Rates are subject to change. Your exact rates depend on the equity in your home, the interest rate you qualify for, and the term you select. Contact us to review your options and calculate your payment. 

How Does a Second Mortgage Work? 

A Second Mortgage is a type of home equity loan option that allows borrowers to take out an additional mortgage using the equity in your home. Second Mortgages are entirely independent of a borrowers first mortgage loan — meaning it has its own loan terms and interest rate —  and is an additional lien on the borrower’s property.

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