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Amortization Calculator

See exactly how much of your monthly payments go to principal and interest. Use this calculator to figure out how much principal and interest you pay down each year (or month) on your mortgage.

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Note: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide borrowing advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a mortgage specialist.

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© Copyright 2016-2026 Nexera Holding LLC dba Newfi Lending | All Rights Reserved | NMLS ID 1231327 | This website is not approved for use in the state of New York. For qualified borrowers. The information provided is for general informational purposes only and does not constitute legal or tax advice. You should not act upon any information provided without seeking professional legal counsel tailored to your specific situation. We recommend consulting with a qualified attorney or tax professional for advice on any particular legal or tax matter.