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CHOOSE TO DO MORE with your home equity with no monthly payments for up to 20 years!

the industry’s only Shared Appreciation Mortgage

CHOOSE TO DO MORE with your home equity with no monthly payments for up to 20 years!

the industry’s only Shared Appreciation Mortgage

Estimate How Much You Can Get

Calculate

Start Your Application

Apply Now

Estimate How Much You Can Get

Calculate

Start Your Application

Apply Now

About EquityChoice

A new type of residential second mortgage that gives homeowners the freedom to do more with their home equity wealth without monthly mortgage payments, ever.

Why Did We Bring EquityChoice To Market?

With record home prices, homeowners have amassed over $20 Trillion in housing wealth. Yet, many homeowners are reluctant to tap into their home equity with traditional home equity loans or cash-out refinancing options because of the current high-interest rate environment.

Instead, some homeowners are turning to equity investment programs that don’t require monthly payments in exchange for a share in their home’s equity.  While these programs may seem affordable on the surface, they are unregulated products and may present significant risks and costs to homeowners.

That’s why we introduced EquityChoice, the first and only residential mortgage that does not require monthly payments, ever. Homeowners can preserve their cash flow with the freedom to do more with their capital over the long term. And, because it’s a mortgage, EquityChoice is regulated with more consumer safeguards and potentially lower costs than equity sharing alternatives. 

The EquityChoice Advantage

Immediate access to funds that can be utilized now, up to $500,000

A below-market, fixed interest rate for up to 20 years, approximately 4-8pts. *lower than most traditional home equity products

No interim or monthly payments required

Tax advantages for homeowners, business owners, and investors (consult tax advisor)

Increase cash flow with the ability to reinvest funds to gain investment income

No prepayment penalties, full or partial at any time

Unrestricted use of funds for reinvestment or preservation of assets

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Ashton GOak Ridge - TN

“The process was smooth from beginning to end and Connor was always available for any questions I had.”

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Nicholas SPrinceton - NJ

“All the Newfi team was quick to respond and always were available and were in touch during the entire refinance process. They also moved things along quickly.”

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Shane SOcala - FL

“Patrick was there every step of they way, and answered every question I had. He was very friendly and patient, he made sure I understood the entire process. I would highly recommend using newfi lending!”

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Austin DRidgecrest - CA

“Mark is very friendly and personable. He was knowledgeable and answered all of our questions quickly. If there were issues with any interfacing companies or organizations, he was quick to call and sort them out. We couldn't have asked for a better le ding experience.”

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Austin DRidgecrest - CA

“Mark is very friendly and personable. He was knowledgeable and answered all of our questions quickly. If there were issues with any interfacing companies or organizations, he was quick to call and sort them out. We couldn't have asked for a better le ding experience.”

Get Started Today

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