Choose To Do More With Your Equity

We believe you deserve a smarter, safer way to access home equity. That’s why we created EquityChoice.

EquityChoice is new type of second mortgage that gives you the freedom to access home equity without monthly mortgage payments or age restrictions!

EquityChoice gives our borrowers the choice of receiving cash from their home equity at a below market fixed interest rate, while sharing in a portion of the home’s future appreciation. With this innovative solution, you don’t have to liquidate portfolio investments, dip into savings, or experience the pressure of added monthly payments.

We share in a portion of the future appreciation of your home, not the equity you’ve already built.

Try our calculator to see how much you may qualify for!

Ready to access your equity? Download our Homeowner’s Guide to learn more!

Immediate access to funds that can be utilized now, up to $500,000

A below-market, fixed interest rate, with a shared appreciation feature

Increase cash flow with the ability to reinvest of preserve assets

No interim or monthly payments required

Tax advantages for homeowners, business owners, and investors (consult tax advisor)

Get Started Today


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© Copyright 2016-2022 Nexera Holding LLC dba Newfi Lending | All Rights Reserved | NMLS ID 1231327 | Equal Housing Opportunity | 2100 Powell St Suite 730, Emeryville, CA 94608

*See terms and conditions that apply to any Shared Appreciation amounts you may owe on the Newfi EquityChoice Loan at Newfi.com/Equitychoice. 

With EquityChoice, the fixed interest rate will accrue on a monthly basis and negatively amortize, which will result in an increase to your principal balance.

This website is not approved for use in the state of New York.