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Your clients can

CHOOSE TO DO MORE

with NO MONTHLY PAYMENTS

and access up to $500,000!

the industry’s revolutionary Shared Appreciation Mortgage

Your clients can CHOOSE TO DO MORE

with NO MONTHLY PAYMENTS

with access up to $500,000!

the industry’s only Shared Appreciation Mortgage

Try Our Eligibility Calculator

How Much Can My Client Get?

Ready To Refer A Borrower?

Apply Now

Estimate Proceeds and
Capped Amounts

Calculate

Ready To Register A Borrower?

Register Now

Our EquityChoice Program is an easy process to increase your earning potential in as little as 2 weeks!

  • Identify potential clients & submit registration form
  • Newfi manages the entire process from application to funding
  • Broker receives the greater of $750 or 70 bps per funded loan

Why Did We Bring EquityChoice To Market?

Homeowners have amassed over $20 trillion in housing wealth, making home equity a powerful asset that can be used to improve one’s financial outlook.  Yet, many homeowners are reluctant to use traditional home equity loans or cash-out refinancing options because of the current high-interest rate environment. Instead, some homeowners are turning to equity investment programs that don’t require monthly payments in exchange for a share in their home’s equity.  While these programs may seem affordable on the surface, they are unregulated products and may present significant risks and costs to homeowners.

That’s why we introduced EquityChoice, the only residential shared appreciation mortgage that does not require monthly payments, ever. Homeowners can preserve their cash flow with the freedom to do more with their capital over the long term. And, because it’s a mortgage, EquityChoice is regulated with more consumer safeguards and potentially lower costs than equity sharing alternatives. 

Watch our video to see EquityChoice explained in under 2 minutes!

We believe your clients deserve a smarter, safer way to access their home equity wealth. 

About Newfi

Newfi Wholesale was founded with a vision of setting a new standard for efficiency, simplicity and transparency in the wholesale lending market. We exist to revolutionize the way our partners think about lending. We achieve this by offering financing options that aren’t typically available by other lenders.

The EquityChoice Customer Advantage

Immediate access to funds that can be utilized now, up to $500,000.

A below-market, fixed interest rate, with a shared appreciation feature

No interim or monthly payments requried.

Tax advantages for homeowners, business owners, and investors (consult tax advisors).

Increased cash flow with the ability to reinvest funds to gain investment income.

No prepayment penalities at any time.

Unrestricted use of funds for reinvestment or preservation of assets.

The EquityChoice Growth Opportunity

Generate new business from dormant clients locked into low fixed rates.

Easily expand into the home equity market & gain a competitive edge with an exclusive, innovative product.

Preserve and retain your customer relationships.

Qualify more clients with flexible asset and income eligibility.

Request Info

“
Ashton GOak Ridge - TN

“The process was smooth from beginning to end and Connor was always available for any questions I had.”

“
Nicholas SPrinceton - NJ

“All the Newfi team was quick to respond and always were available and were in touch during the entire refinance process. They also moved things along quickly.”

“
Shane SOcala - FL

“Patrick was there every step of they way, and answered every question I had. He was very friendly and patient, he made sure I understood the entire process. I would highly recommend using newfi lending!”

“
Austin DRidgecrest - CA

“Mark is very friendly and personable. He was knowledgeable and answered all of our questions quickly. If there were issues with any interfacing companies or organizations, he was quick to call and sort them out. We couldn't have asked for a better le ding experience.”

“
Austin DRidgecrest - CA

“Mark is very friendly and personable. He was knowledgeable and answered all of our questions quickly. If there were issues with any interfacing companies or organizations, he was quick to call and sort them out. We couldn't have asked for a better le ding experience.”

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