EquityChoice as a Business Purpose Loan
An Alternative for Small Business Financing

American homeowners recently experienced a historical shift in home price appreciation equating to upwards of $28 trillion of home equity (as of September 2023).

High interest rates and strict credit conditions have impacted small business lending opportunities; subsequently, putting millions of small businesses at risk. As of April 2023, nearly 77% of small businesses surveyed said they were concerned about their ability to access capital, up from 23% one year earlier.

Certain small business owners may decide to utilize a EquityChoice as an alternative to other business purpose loans based on the side-by-side economic comparison.

No personal guarantees that cover virtually all their assets – home included.

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