Jumbo Loans

When you need to borrow more than the conventional loan limits set by Fannie Mae and Freddie Mac, you need to look at a jumbo loan.

These limits may be as low as $424,100, but in some higher-priced counties, limits may go as high as $636,100. You can get jumbo loans at fixed interest rates as well as adjustable rates.

What would be my monthly payment on a jumbo mortgage?

See our mortgage payment calculator to figure out what your jumbo mortgage payment is likely to be.

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What is the current jumbo mortgage rate today?

Current jumbo mortgage rates are often comparable to equivalent conforming loan rates, depending on your credit, income, and other standards. Rates can change every day, so it’s smart to find out what rate you qualify for today.

Get a jumbo loan quote

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Frequently Asked Questions

What are the advantages of a jumbo mortgage loan?

  • Permits higher loan amounts than conventional mortgage limits, up to $2.5 million
  • Get more flexible rates and terms
  • Can finance primary residences, second homes, and investment properties

What are the disadvantages of a jumbo mortgage loan?

  • Interest rates may be higher than conventional loans
  • Higher down payments may be required
  • Higher credit scores may be required — typically 700 or more

How does the jumbo mortgage work?

Jumbo mortgages work very similarly to conventional mortgages, but simply allow you to borrow greater amounts. These loan amounts vary from county to county, but generally more expensive counties have higher limits. A Newfi loan specialist can talk to you and tell you what applies to your situation.

Otherwise jumbo loans behave very similarly to conventional loans like the 30 year fixed or 15 year fixed. You can also get a jumbo loan with an adjustable rate.

What other home loan options do I have?

Why trust Newfi Lending with your jumbo loan?

Newfi is a direct lender, not a broker, so we can make lending decisions fast and at low interest rates. We’ve earned a five-star customer satisfaction rating from LendingTree for our low rates, fast processing, and excellent customer service. Give us a call at (888) 316-3934 and see just how friendly we are!

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How can I get more information?

Talk to us at Newfi Lending. We’ll get you a personalized jumbo mortgage rate and review other mortgage options tailored to your situation. Note that all loans are subject to credit qualifications.

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